The worst part of it, is that your vehicle value just dropped astronomically. About 3 years ago, my wife hit a deer with our Flex... It had a $5000 insurance claim made against it, consisting of a new hood, condensor, grille, 2 headlights, 2 fog lights and a bumper plus a few weeks rental car... Last year we wanted to trade it in on another Flex, and our trade value was way below wholesale value because the Carfax report showed the claim value (not what was repaired), and they claim it will decrease the price they can sell it at. We went to 3 other dealerships to try and trade it in, and they all said the same thing. I sure it's just a way for rat-douchebag used car managers to maximize profit, but we're stuck with the vehicle nonetheless...