I don't know your situation, but I know mine was so fucked my options were coming down to bankruptcy.
I called one of those 'credit counseling' places, they were super polite and understanding, called all my creditors and told them, listen: this is what this fellow is going to pay. This is what you guys are gonna do for the interest rates. You don't like it? We're gonna recommend a bankruptcy.
So now all my bills are going to be paid off, and yes, it leaves a scar on your credit, but the phone calls stop and after your program is done (at least in Canada) your credit shows that you paid everything.
There are a lot of places out there that do this, the one I used was a not-for-profit one, it cost me $50 to get the program set up, ad I had a LOT of debt.